The Fitbit for Your Finances

Real-time insights. Social accountability. Total financial wellness.

The Darc Experience

From the moment you spend to the moment you reflect — here’s how Darc brings your finances to life.

Transaction detected instantly — no delays.

Darc logs and labels your purchase instantly.

AI reacts with feedback based on your habits.

Budgets and goals update live as you spend.

Track progress and share wins with friends.

Mindful actions, less stress, more confidence.

Darc is always on — reacting, supporting, and growing with your every financial move.

Darc listens for purchases in real time, logging swipe, tap, or card activity immediately after it happens.

We decode cryptic merchant data and assign a clear, human-readable label and category to each transaction.

Your AI assistant responds instantly with contextual nudges, budget updates, or savings encouragements.

Complete micro-goals, receive badges, and track streaks that grow your financial wellness score in real time.

You trust us with your data. We take that seriously — and we protect it with modern, uncompromising standards.

Darc uses AES-256 encryption and TLS 1.3 to secure all transactions and user data end-to-end.

We never sell or share your financial data — your privacy and trust are our most valuable assets.

We connect to your accounts with view-only access. We can see your data — but never touch it.

Extra verification layers like Face ID, fingerprint, or passcodes keep your app access secure.