Your money isn't monthly. Your budget shouldn't be either.
Darc turns your bank activity into one weekly number: what's safe to spend after bills, debt and savings.
Free. Works in any browser.
- Bank connections by Plaid
- Darc never moves money or stores your bank login
- We never sell your data
- No ads
How it works
Link your bank
Connect through Plaid. Darc reads your balances and transactions. It never sees your bank login and can't move money.
Confirm your income
Tell Darc how money comes in: paychecks and deposits, or just what's in your account. Weekly, every two weeks, twice a month or monthly all work.
Get your weekly number
Darc sets aside your bills, commitments, debt payments and savings, then shows what's safe to spend this week.
Everything in your week, in one plan
One number
What's safe to spend this week, about how much per day, and how many days are left. Tap "how" to see the math.
A six-step plan
Money in, bills, commitments, debt, savings and spending. Every dollar gets a job before you spend it, and you can tap any step to change it.
What if…
Pick a goal (pay off your cards, save for something, or both) and a date, and see what your week would look like. Nothing changes until you choose one and confirm.
Ask Darc
Ask about your money in plain words. When Darc suggests a change, you see exactly what it would do first. Nothing changes until you confirm.
Card purchases count right away
A card purchase counts the moment you make it. Paying the card bill later doesn't count again, and moving money between your own accounts never counts as spending.
Debt payoff and savings
See what you owe, a debt-free date and which card to pay first. For savings, only money that actually landed in savings counts toward your goal.
Commitments
Money you set aside on a schedule, like $130 to a card every paycheck, comes out before your weekly number.
Monday check-in
Every Monday morning, Darc checks in with your plan for the week: what you can spend and about how much a day, with bills, debt and savings covered.
Built for money that comes in weekly, or whenever
Students
Part-time shifts and a little help from home, turned into one number for the week.
Early-career
First real paycheck, first rent, first card. See what's actually yours to spend.
Gig workers
Payouts land on their own schedule. Darc plans by the week, so you're not guessing until month-end.
Irregular paychecks
Paid weekly, every two weeks or whenever? Darc turns it into a weekly plan, and your week can start on payday.
Questions
Is Darc free?
Yes. Darc is free.
Does Darc work if I get paid biweekly, or by gig?
Yes. Darc is a paycheck budget built around the week. Weekly, biweekly, twice-a-month and monthly pay are converted to a weekly amount, and if your income is irregular you can plan from your balance instead. You can even start your week on payday.
Which banks work with Darc?
Darc connects through Plaid, which works with most banks and credit unions in the United States. You can link up to 5 banks.
Can Darc move my money?
No. Darc can read your balances and transactions, but nothing in Darc can move money, pay bills or make transfers.
How is my weekly number worked out?
Money in for the week, minus the bills you've confirmed, your commitments, your debt payment and your savings. That's your plan for the week. What you've spent so far comes off it, and what's left is your number.
Is Darc AI financial advice?
No. Darc AI gives general information based on your own plan and transactions, and it can be wrong. It never changes your plan unless you confirm. How Darc AI works.
How do I delete my account?
In the app, go to Profile → Account → Delete Account. What gets deleted.
More answers on the Support page.
See your number for this week
Link your bank, answer six quick questions, and you're set.
Start on the web